Suzanne Flannery, 31, has been in and out of the red for years. Here, she discusses how she got into overdraft debt and how she’s finally managed to clear half of it.
“My bank gave me an overdraft when I was at uni, but at the time, I never used it. After graduating and working for a couple of years, I was made redundant, so I moved to London from Leeds to find work.
“While I was job searching, I used my overdraft for everyday costs, like taking the Tube to an interview, and since I got into my overdraft around six years ago, I’ve never been able to get out of it, despite always working.
“And even though I’ve now managed to pay off half the debt as I’ve…
